fbpx
Book Now

Follow us on social media

a

Quill Inks

  • It’s a new year and most insurance plans are about to reset on January 1st.  That means it is a great time to get refreshed with your insurance plan options and a great opportunity to set up a care schedule in 2020.     Let’s talk about health insurance!!   It still shocks me how difficult it can be to navigate our healthcare insurance.  It wasn’t until I started taking courses on insurance billing that I truly started understand what healthcare benefits look like and how to use them. These classes were geared towards practitioners being able to bill insurance companies for their services but this basic knowledge is critical for anyone who has and uses insurance.     I’m no expert, but I’m here to help you navigate.  The best way to start this conversation is by breaking down terminology. So, here we go!   Deductibles.  Ugh.   Deductibles are specific dollar amounts that need to be met before insurance will kick in and start paying.  Basically, you pay out of your own pocket for the service until you hit your deductible total. You can think of them like financial hurdles.  Inconvenience for you, but convenient for the insurance company.     In-Network versus Out-of-Network Ask your provider.   Insurance plans generally have two separate levels of coverage: In-Network coverage and Out-of-Network coverage.  In-Network providers have an agreement with your insurance company and that agreement dictates how much the insurance company is willing to pay for the services provided.  The perk of seeing an In-Network provider is that there is often no deductible to meet or a lower deductible.  And it is easier to assess the services without other complications or financial roadblocks (deductibles) applied by your insurance company.  Out-of-Network means there is no dictated service agreement between the practitioner and the insurance company therefore the insurance company can pay whatever they like or not pay.  Often there’s a higher deductible to be meet before insurance will pay for out of network services.  This is all very specific to your insurance plan.  Some plans have equal coverage for both In and Out of Network providers.  Some plans won’t allow you to see Out-of- Network providers, some plans reimburse the provider at higher rates when you are Out-of-Network.  It can feel like the Wild West sometimes.  This is where the importance of knowing the  specifics of your plan come in!    Co-Pays and Co-Insurance.   Co-Pays are the amount of money that you pay upfront out-of-pocket to see your practitioner. This is considered your portion of the payment for services rendered. Insurance company will then pay the amount they decide to the provider. The amount paid to the provider varies from insurance company to insurance company and plan to plan.  What they pay is generally not equal to what is actually billed, but usually a percentage or predetermined amount.  Co-Insurance is percentage based payment. With Co-Insurance the insurance company agrees to pay a percentage of the visit and you are liable for the remaining percentage. For example, you many have a 20% Co-Insurance, so you are responsible for 20%  of the visit cost and

  • Facial Gua Sha tools have saturated our social media feeds. These beautiful and shapely pieces of stone have grown in popularity because you can get serious results!! And what was once only seen in a lovely jade stone can now be found in a variety of exotic stones. Shiny little treasures that whisper quietly to my pocketbook — “buy me!” Maybe you have heard these whispers too?! And maybe you have picked up a tool or two? Or maybe your are still unsure? No matter where you fall on the spectrum, this short and sweet article will help.

  • Cosmetic Acupuncture isn’t a quick fix. It is sort of like taking your face to the gym. You have to go a few times before you start to see results. But the results are real and your body is changing without injections or toxins! Not to mention that we address the whole person, and with every facial rejuvenation treatment you get a whole body treatment as well. On a heated bed. Surrounded by some zen tunes. And love.

  • Marijuana-derived products, CBD and THC, have taken the market by storm! All of a sudden, they are everywhere; even in the impulse-buy section at your local grocery store. Marijuana products aren’t something that you just smoke anymore. Now you can eat them, swallow them in a concentrated pill form, drink them in Kombucha, coffee, or tea, or rub them on your body in lotions and salves.

  • Easy to make and a great way to cut down on plastic.

  • It wasn’t until I found acupuncture that I realized I didn’t have to live with headaches and handfuls of Excedrin.  Sure, I still get headaches from time to time, but now when I feel a headache coming on, I know I have options!  Generally a visit to my acupuncturist annihilates a debilitating migraine, and I’m back on my feet before I know it!

  • "That’s the thing about pain, it demands to be felt."  - John Green We all know too well how pain can affect our lives. I bet as your reading this you can feel that nagging spot that you have learned to endure! We are often told to “suck it up,” and when we suffer through the pain, we are praised for being “strong”.  Maybe that’s true with a stubbed toe, but living with chronic physical pain takes a major toll on our quality of life. It makes it hard to focus, and it stops us from doing the things we enjoy. Pain can make us feel like prisoners in our own bodies.

  • Being treated with acupuncture is a process.  The dosage of acupuncture depends on depend on many factors. You wouldn’t take one dose of antibiotics just once a week for 10 weeks or your nutritional supplement once a week to gain its beneficial effects…would you?

  • It was a big win for traditional Chinese medicine when Michael Phelps rocked cupping marks during the 2016 Olympics.  These strange purple circles sparked curiosity in the masses and started a lasting conversation about the health benefits of cupping.